Pawnshop – is a quick way to obtain a loan secured by the vehicle for individuals. It is easier to get money secured by car in Pawnshop than take a bank loan. The set of documents is not required. You do not need to inform us, why do you need money or about your income. Interest on the loan secured by the vehicle shall be paid at the end of the loan. If it is impossible to pay off the loan, we offer the opportunity to extend the term of the loan. You can get your money very quickly. Your loan procedure in our Pawnshop will not take a lot of time and effort. It will take no more than 2 hours. You can leave your car in our guarded parking and get up to 70% of your car market value. All vehicles in our Pawnshop are held in safekeeping in the parking space and are insured ( 100% of their appraised value).

Terms of the loan secured by the car.

1. All kinds of new and used vehicles (both foreign and home models) are taken into our Pawnshop IOOO "Micro-Leasing". The cost of the vehicle must not be less than 2000 Euro

We do not accept cars which were bought on credit, emergency cars and vehicles registered on the territory of the Republic of Belarus for less than 2 months.

2. Loan term in our Pawnshop is from 15 to 30 days, with the possibility of multiple rollover standard contract for up to one year after paying interest on the loan.

3. The loan amount can contain:

50-70% of the market value of the car (but not less than $ 1000) at the rate of NBRB on the date of issuance of the loan. It depends on the technical conditions and the date of cars’ production.

4. Cars in Pawnshop are held in safekeeping in the parking space and they are subject of compulsory insurance at the expense of Pawnshop.

5. Required documents to obtain a loan secured by a vehicle:

• The passport of a citizen of Belarus;

• Certificate of registration of the vehicle;

• State technical inspection certificate.

6. Fee for use of the loan secured by a car varies from 5% to 10% of the loan amount. The greater the amount of the loan, the lower the interest rate.

The loan procedureа

Step 1. Preliminary approval of the loan terms

• the loan amount you're comfortable with;

• interest rate is acceptable;

• term of the loan is set up;

Step 2. Check of the vehicle and its final assessment.

You need to come to our office in Gagarina Street, 49, or in our offices in Belarus, where the car and its technical condition will be checked.

Step 3. Document processing:

• General power of attorney

• Making agreements (contracts)

Step 4. Car keeping

The car will be kept in the guarded parking space (it is paid by Pawnshop), where it is located before the carrying out of contractual obligations. The keys, technical certificate of the car and state inspection technical certificate are saved there, as well.

Step 5. The loan issuance.

After signing the documents and returning the car to deposit, the loan amount is paid in cash in our office.